Automated bank reconciliation, done by Nance: every line matched daily

Bank reconciliation is the job that is always almost done. The feed delivers lines every day, but the matching happens when someone finds an hour, so unmatched lines pile up between sessions. The easy ones go fast; the partial payment, the payout from a payment provider and the transfer between your own accounts get parked on a suspense account that nobody really owns. By the time month-end arrives, that account is a puzzle, and the weekly matching session has become the least loved hour on the calendar.

That job is what you hand to Nance. It reconciles every day: matching lines to invoices, coding the salary runs and bank fees, pulling each provider settlement apart until the deposit on the bank is explained, and recognizing the internal transfers for what they are. What is certain gets booked, what is doubtful gets proposed with its reasoning attached, and when a feed goes quiet you hear about it the same day. The suspense account stays empty, and the matching session disappears from the calendar.

The work Nance takes over

Matched to the cent

Matches every line to its invoice

By amount, reference, counterparty and date. High-confidence matches are booked; anything weaker is proposed for your review instead of guessed.

Resolves the awkward payments

Partial payments, split payments and one transfer covering several invoices are worked out and allocated, not parked on a suspense account for later.

Coded and decomposed

Codes what has no invoice

Salary runs, tax payments, bank fees and loan instalments go to the right ledger account by your rules, so the non-invoice traffic never piles up.

Decomposes provider settlements

Charges, refunds and fees inside each payout are reconciled to the settlement and to the bank deposit, and the clearing accounts come out empty.

Recognized and current

Recognizes internal transfers

Intercompany flows and transfers between your own accounts are spotted and routed through the right suspense handling instead of being matched to the wrong thing.

Flags a feed that runs behind

When a bank or card feed stops delivering, Nance raises it the same day, so a gap in the data never grows quietly for weeks.

How Nance works

Watches your books

Open items, incoming documents, anomalies. Nance sees the work the moment it appears.

Proposes the next step

Not a dashboard of problems but a prepared action: booked, drafted or queued, with the reasoning attached.

You approve

You decide what runs unattended and what waits for your sign-off. Nothing posts silently.

Learns how you work

Every correction and approval sharpens the rules. More runs unattended every week.

Nance starts working out of the box and goes deeper once you set up playbooks together, the way a new colleague takes on more as trust grows.

Frequently asked questions

Does Nance book matches automatically?

You choose the confidence tier. Exact matches can be booked without a human touching them; anything weaker is proposed with its reasoning, and you decide.

We have a backlog of unreconciled lines. Can Nance start there?

Pointing Nance at months of unreconciled bank lines is a common first assignment. It works through the pile the same way it handles the daily flow, and reports what it could not resolve.

We use several payment providers. Does that work?

Yes. Each provider settles on its own rhythm and with its own fee structure; Nance reconciles each one separately and keeps the flows apart, so one provider's payout never muddies another's.

How do we know what Nance did?

Every match carries the reasoning behind it: which invoice, which signals, why this allocation. The full trail is logged, so you or your accountant can replay any booking.

Hand Nance the bank